In my usual fashion, I’m 15 minutes late with Starbucks. Except that 15 minutes is more like 15 months. Or something.

Anyway — also as usual, there’s lots of new developments to report. I’m a bit lazy though, and so I’ll keep it simple:

• Still with the same company so far. Recently passed the two year milestone, which is nice! I’m not sure of my exact salary, but it’s somewhere around $113k I believe. My partner is sitting somewhere around $105k. Nice tidy sum together if I do say so myself.
• Our emergency fund is finally full at $20k, which covers well over 6 months of our mandatory expenses! Now every extra dollar goes toward investments and/or paying down debt.
• Speaking of debt, we’ve got about $39k in bad debt left — most of it was accumulated from remodeling a home that I purchased for my mother in the past two years, so it is what it is. It’s all 0% interest though, and we’re slowly chipping away at it.

I told myself that I’d take some time away from investing in real estate to focus on the market. Well, I did that, but after ~2 years spent remodeling my mother’s new house and sitting on the real estate sidelines, I’ve got a hell of an itch. I ended up recently finding a new property to pick up, so I close on rental #6 in a month! Woohoo! The numbers look really good — if I’m guesstimating correctly, it should cashflow somewhere around $650/mo. ($450/mo. after setting aside $200 for maintenance and whatnot), and should finally bring me right to the $2000/mo. in rental income mark. Kind of hard for me to imagine considering I started my real estate journey almost ten years ago now. It’s been a slow process, but it’s definitely been worth it and I don’t regret a thing, even though I’ve played it relatively safe and probably could’ve hit a few more home runs than I have. Hey, a win is a win!

I’ll make a post again soon talking about updated FIRE numbers and whatnot. For now, I just wanted to post a little somethin’ somethin’ since it’s been so long.

Talk soon!