Remember that AML/BSA Compliance position that I was hoping I’d get? Well, I did!
The last couple months have been such a frenzy. I left my title searcher position after like a month to take up an offer from a regional AML consulting company; bought a house for me and my s/o to live in; got super sick and was unable to use my hands/arms for days at a time…
Yeah. I don’t know how to explain that last one. I swear, it’s like I suddenly got slapped with extreme Rheumatoid Arthritis, but the doctors still aren’t entirely sure what’s going on. It’s kind of a work in process.
ANYWAY.
I’m not here to write a whole book this time. Just wanted to say that, for once in my life, I actually really, really, really am content with my job. It’s such a strange feeling of waking up and not dreading the idea of working, or not counting down the hours until I have to be back to work once I clock out for the day. I’m so glad I made the switch to AML/BSA Compliance.
2021 is going to be the year I make some decent moves to secure my stability. I’ve got a cushy salaried job that nets me $42k/year, which might not sound like a lot, but for my LCOL area and being entry-level, I can’t complain (plus, you move up quick in this industry). Right now I’m working on padding my emergency fund and paying off some credit card debt, but I’d like to accomplish this list of financial goals for 2021:
- 2k emergency fund
- Credit card debt paid off (~$3k)
- Finish A+ certification
- Earn realtor’s license
- Earn a promotion
- Have 10k total in M1 Finance
I think that’s a totally achievable list.
Regarding the realtor’s license: I’ve always had an interest in being a real estate agent. I mean, I love houses! But I’m also not the kind of person that likes my face (let alone my name) plastered all over signs and bus benches. So, I think it’d be neat to kinda do it “on the side,” you know, as a hobby. If nothing else, it’ll help get me access to houses on the MLS a lot faster and easier than having to wait for someone else.
Also, for anyone who isn’t familiar with M1 Finance, I highly recommend checking it out. I’ve been using it for a little over two years now and I couldn’t be more pleased. It’s such a great and innovative tool for long-term investing, and if you have $10,000.00 or more invested in your account, you can borrow up to 3.5% of it and use it however you’d use a personal loan, but at a much better rate ranging from 2% to 3.5% and for as long as you want! So much easier than trying to take out loans the old school way.
Alright, time for me to head out. I’m in charge of house remodel management duties!
Neurotic Finance 