As usual, it’s been a while.

I had a whole post written up detailing my hopes and goals for 2024, but for some reason I never actually posted it. What a waste. To sum it up and keep it short, I more or less smashed those goals. Instead of writing out what they were, here’s where I currently stand instead:

• 5 rental properties
• $1250/mo. in rental cash flow
• $22,000 in “bad” debt (not including car loan)

My plans for 2025 are simple. I’m going to take a step back from acquiring rentals this year, focus on paying off the remainder of our debt, and build a sizeable emergency/retirement fund. So, here’s my short list of what I want to accomplish:

• Be 100% “bad” debt free
• Max out our IRAs
• earn $1500/mo. in rental cash flow (via rent increases)
• Have a $10,000 emergency fund (currently at $5,500)

Since I’ll be taking a step back from rentals this year, I’ve decided to go ahead and start learning to day trade. It’s something I’ve always wanted to do, and now that I can work from home with flexible hours, it seems silly to not take advantage of the opportunity. I started last week and had some decent results, although I was only trading with 1 share at a time with really cheap stocks as a test run. Hopefully it wasn’t a fluke and I can continue my winning streak. We’ll see.

Here we go!

– Neurotic