Man, if I thought it was a long time since I updated this blog the last time I posted, then it’s definitely been forever this time around.
I’ll keep it short and sweet, mostly because I’m lazy and, as a wise man once said, why waste time say lot word when few word do trick?
Not much has really changed since my last post a little over a year ago. I mean, I graduate with my Bachelor’s that summer, I fell in love, got my heart ripped out, and then somehow managed to fall in love again this time with the person who I’m absolutely confident is my soulmate, but who’s keeping track? Definitely not me. Besides, this is a finance blog. So, let’s talk finance.
Well, unfortunately, nothing much has actually changed in that department. I’m still working for the same company in the same position that I was in a year ago. Still only have the single rental property. However, the good news is that (1) I actually have some sense of direction regarding a viable career path now, and (2) things with the rental property are still going great!
There’s really not much to say regarding the rental. Same tenants, no real concerns with collecting rent, nothing’s caught on fire, blah blah blah. Currently still saving the profits to put toward a second rental. Honestly, I would’ve already had it if I were a bit more diligent with, like, actually working more. But man, do I enjoy my time off.
Speaking of my job — last summer, I think in June, I was alerted to the existence of catastrophe adjusters during a mass hiring event when my company fired a metric ton of IAs (Independent Adjusters) in lieu of hiring in-house. I got an interview, and unfortunately, wasn’t as qualified as two of my coworkers from the same hiring class as myself, but I did get some instruction on what to do to become a more viable candidate; complete some construction training, earn my AIC designation, and maybe consider dabbling around with some estimating software.
The designation was, and is, the biggest, and I’ve been working on it for a year now. It’s essentially an Associate’s degree in claims — except, you know. Not accredited. Cool. Whatever — it’s company-paid, and if that’s what it’ll take to land myself a sweet, sweet position earning $72k+ a year while walking on roofs, getting to stay in nice hotels, and a bunch of other cool perks? Hell, I’ll do it. That amount might not seem like a lot to many people, but for me, personally, and in the area I live and invest in? I could easily retire within 5 years or less if I play my cards right.
ANYWAY. I’m rambling. To sum everything up, I should finish my AIC designation by the end of the year, and then I’ll start fiddling around with some estimating software. I already completed the construction training course, also provided by my job. The goal is to land myself a CAT position by this time next year.
Oh, also, here’s my financials, I guess, even though they’re not much — but, still, I like seeing the differences!
Financials | June 2020
Accounts
Savings: $200
Stocks: $3152.03
Retirement: $6514.92
Income
Employment: $1500/mo*
Rental: $200/mo
Stocks: $0**
*I purposely underestimate my monthly employment income due to me potentially taking up to 7 unpaid days off per month for my illness.
**I don’t really count any dividends earned by my stocks at this point since they’re so dismal.
Neurotic Finance 